And just like that, suddenly, it's September again.
I don't know about you, but every September I feel a certain sense of renewal. Something left over from my high school days, I suppose. All it takes is the sound of a locker slamming, or seeing the "seasonal" aisle at the store get filled with notebooks and pencils.
September is a great time for positive changes. So here's my monthly tip for you: Why not check your "grades" with the credit reporting agencies? You're entitled by Federal Law to a free copy of your credit report annually. Visit www.annualcreditreport.com to request yours.
Once you've received it, look for any errors and/or signs of potential fraud. If you see something that's incorrect, let the credit reporting agency know, in writing, that you're disputing the information. Tell them precisely which information you believe to be incorrect, state the facts, and be sure to include copies of any documentation to support your claim. Let them know that you'd like them to either correct or delete the inaccurate information. You may also want to include a copy of the report with the items in question circled.
Checking your credit report annually is a good practice. Not only can it help you detect warning signs of possible identity theft, correcting inaccurate information may help to improve your credit score (which, of course, is important for a variety of reasons.)
Questions? Please feel free to give us a call. We are here for you. Every season.
Check out our website to find your advisor's contact information: midwestoneinvestmentservices.com
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite, LLC, is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.